types of micro credit providers and provision of Micro Credit?

What role does a Non-Governmental Organisation (NGO) play in provision of Micro Credit?

A Non-Governmental Organisation (NGO) is a voluntary organization established to undertake social Intermediation like organizing SHGs of micro entrepreneurs and entrusting them to banks for credit linkage or financial intermediation like borrowing bulk funds from banks for on-lending to SHGs.

How many types of micro credit providers are there in India and what is the present legal framework governing them ?

The position is as under:

Categories of Providers Legal Framework governing their activities
(a) Domestic Commercial Banks:
Public Sector Banks;
Private Sector Banks &
Local Area Banks

(i) RBI Act 1934/
(ii) BR Act 1949
(iii) SBI Act
(iv) SBI Subsidiaries Act
(v)Acquisition & Transfer of Undertakings Act 1970 & 1980

(b) Regional Rural Banks i. RRB Act 1976
ii. RBI Act 1934
iii. BR Act 1949

(c) Co-operative Banks i. Co-operative Societies Act
ii. BR Act 1949 (AACS)
iii. RBI Act 1934 (for sch. banks)

(d) Co-operative Societies (i) State legislation like MACS

(e) Registered NBFCs (i) RBI Act 1934
(ii) Companies Act 1956

(f) Unregistered NBFCs (i) NBFCs carrying on the business of a FI prior to the
coming into force of RBI Amendment Act 1997 whose
application for CoR has not yet been rejected by the Bank
(ii) Sec. 25 of Companies Act

(g) Other providers like Societies, Trusts, etc. (i) Societies Registration Act ’60
(ii) Indian Trusts Act
(iii) Chapter IIIC of RBI Act ’34
(iv) State Moneylenders Act